Privacy Policy

Alaseyori Ibukunoluwa Multi-Purpose Cooperative Society Limited (“the Society”, “we”, “us”) respects your privacy. This policy explains what personal information we collect through this website and our membership operations, how we use it, and the choices you have.

By creating an account, submitting a form or otherwise using this website, you agree to the practices described here.

• Account registration: first name, middle name, surname, phone number, gender, email address (optional) and your password. Passwords are stored in encrypted (hashed) form and are never visible to staff.
• Contact form: your name, email address and the message you send us.
• Membership records: once admitted, we maintain records of your membership, savings, shares, loans, repayments, guarantor details, nominees or beneficiaries and other information needed to run the Society, as set out in our Membership Terms, Conditions, Rules and Regulations.
• Technical data: basic information such as session cookies that keep you signed in and protect forms from misuse.

• To process your membership application and manage your member account.
• To record and administer savings, shares, loans, dividends and other financial transactions.
• To verify identity, assess eligibility and prevent fraud or dishonest conduct.
• To respond to enquiries and send important notices about your membership or Society meetings.
• To meet legal, regulatory, audit and cooperative reporting obligations.

We do not sell your personal information. Member information is handled confidentially and accessed only by authorised officers of the Society for legitimate Society, legal, regulatory, financial or administrative purposes.

We may disclose information where required by law, by a competent cooperative authority, regulator or court, or where necessary to protect the Society and its members from fraud or harm. Guarantors may see limited details of a facility they have agreed to guarantee.

We use reasonable technical and organisational measures to protect your information, including encrypted password storage, protected sessions and restricted administrative access. No online system is completely secure, so please keep your password private and log out on shared devices.

We keep personal information for as long as you are a member and for as long afterwards as is needed to meet our financial record-keeping, legal and regulatory obligations, or to resolve disputes. Unapproved or abandoned applications may be deleted after a reasonable period.

Subject to applicable Nigerian data protection law, you may ask to access the personal information we hold about you, correct inaccurate details, update your nominee information, or object to certain uses of your data. Some records must be retained by law and cannot be deleted on request.

To make a request, contact the Secretariat using the details below.

We use essential session cookies so that sign-in, security checks and forms work properly. We do not use cookies to sell your data or to show third-party advertising.

Membership is open only to persons aged eighteen (18) or older. We do not knowingly collect information from anyone under 18.

We may update this policy from time to time to reflect changes in our operations or the law. The “Last updated” date on this page shows the latest revision. Continued use of the website after changes means you accept the updated policy.